Loans

Loans

A loan product tailored to your needs
  • Youth digital POS loan

    A short-term working capital financing product for customers receiving sales revenue through Golomt bank or Easypay POS terminals

    Annual interest
    18.0%-21.6%
  • Agricultural and Rural Development phase 2 step loan project with ADB fund

    Investment loan designed to process agricultural raw materials from Mongolia, improve the value-added chain, and enhance production and productivity.

    Annual interest
    9%
    Maximum amount of loan
    500 million - 10 biliion MNT
  • Youth Lead business loan

    Business loan product designed for young entrepreneurs up to the age of 35, aimed at expanding business operations and improving activities, featuring a cashback on loan interest.

    Annual interest
    10%
    Validity
    Up to 60 months
  • Loan for the construction of a petroleum products storage facility

    Investment loan for construction a petroleum prodacts storage facility and increasing petroleum products storage capacity

    Annual interest
    16.8%-21.6%
  • Sustainable & Green business loans

    A green loan is a form of financing that enables borrowers to use the proceeds to exclusively fund projects that make a substantial contribution to an environmental objective.

    Annual interest
    15.60% - 19.20%
  • Green consumer loan

    A loan product for customers going to buy green products.
    • Electronics
    • Furniture
    • Bicycles
    • Electric scooters, etc

    Annual interest
    15%
    Validity
    Up to 30 months
    Maximum amount of loan
    Up to 20 million MNT
  • JICA 2 step loan project for SME development and environmental protection

    The subsidized loan is financed by the Japanese International Cooperation Agency (JICA) and is designed to meet the financial need of those entities, which are operating in SME sector or environmental protection field, such as increasing working capital, purchasing equipment and constructing or expanding production plant.

  • Agreement secured loan

    The loan product is intended for customer with a contract supply of goods; works and services to finance from the state budget.

  • Commercial real estate loan

    A loan intended to finance the purchase of a completed operational building, or a designated portion thereof, with a valid real estate ownership certificate , for the purpose of conducting business activities.

    Annual interest
    16.80% - 21.60%
    Validity
    Up to 120 months
  • Business loan for Oyu-Tolgoi contractors

    This is the loan which is issued or granted in order to increase the circulation property of the “Oyu Tolgoi” LLC suppliers- business owners and to resolve the sudden or unexpected financial needs.

  • Vehicle-car loan

    A loan product for customers going to buy a car for personal use.

    Annual interest
    17.40%-20.40%
    Validity
    30 months
  • Herder’s loan

    Herders, who are the leaders of the national culture, offer herder loans to provide your financial needs.

  • Loans to support woman entrepreneurs

    This loan is designed to finance working capital requirements of small and medium businesses for purchasing inventory, increasing business income, and improving the quality of product and services.

    Annual interest
    16.20% - 19.80%
    Validity
    Up to 36 months
    Maximum amount of loan
    Million 500MNT
  • Micro loan conditions

    Financing short-term working capital and operating expenses

    Annual interest
    1.7%-1.8%
    Validity
    Up to 24 months
  • Digital salary loan

    A product that is provided for the financial needs of employees of an enterprise that pays salaries through Golomt Bank.

    Validity
    Up to 30 months
    Maximum amount of loan
    Up to 50 million MNT
  • CU-Receivable secured loan

    Citizens and enterprises with a valid contract to supply goods, perform work, and provide services to chain stores that have a cooperation agreement with Golomt Bank for short-term

    Annual interest
    19.2%
  • Salary loan

    A product that is provided for the financial needs of employees of an enterprise that pays salaries through Golomt Bank.

    Validity
    30 months
    Maximum amount of loan
    50 mln MNT
  • Eco car loan

    A loan product for customers going to buy a car for personal use.

    Annual interest
    17.4%-20.4%
    Validity
    30 months
  • Savings backed loan

    A loan product that is available in all branches of the bank and online to meet your financial needs without canceling your term deposit.

  • Digital consumer loan

    Goods and services of cooperating contractors can be obtained quickly with Digital Consumer Loan.

    Validity
    30 months
    Maximum amount of loan
    10,000,000 MNT
  • Consumer loan

    To finance and fulfill household appliances, furniture purchases and life cycle events financial needs.

    Annual interest
    17.40% - 20.80%
    Validity
    30 months
    Maximum amount of loan
    50 mln ₮
  • Digital pension loan

    Pension backed loan product for pensioners who receive the pension through Golomt Bank.

    Validity
    Up to 18 months
  • Pension Loan

    Pension backed loan product for pensioners who receive the pension through Golomt Bank.

    Annual interest
    15.60%
    Validity
    Up to 36 months
  • Ticket loan

    A product for individuals with a salary or business income to pay for the airfare.

  • Green household consumer loan

    Households and individuals residing in ger areas with the objective of enhancing the energy efficiency and environmental sustainability of their living environment

    Annual interest
    15.6%
    Validity
    60 months
  • Green mortgage loan

    Loan products for the purchase of houses and apartments that meet the requirements of the Green Taxonomy and have energy efficiency of more than 20%.

    Validity
    240 months
    Maximum amount of loan
    Up to-80%
  • Energy efficiency loan

    Loan products for the purchase of houses and apartments that meet the requirements of the Green Taxonomy and have energy efficiency of more than 20%.

    Annual interest
    15.6%-16.8%
    Validity
    240 months
    Maximum amount of loan
    80%
  • Energy efficient housing and residential mortgage loan

    A loan product for purchasing residential and individual housing that complies with green taxonomy requirements and achieves an energy efficiency improvement of at least 20%

    Annual interest
    15%
    Validity
    240 months
    Maximum amount of loan
    80%
  • Green house loan

    Loan service specifically for green building

    Validity
    240 months
    Maximum amount of loan
    Up to 300 million MNT
  • Heated parking purchase loan

    Heated parking purchase loan product

    Annual interest
    16.8%-18%
    Validity
    180 months
    Maximum amount of loan
    30 million
  • 6% of the mortgage loan

    Mortgage loan program jointly implemented by the Bank of Mongolia and commercial banks.

    Annual interest
    6.00%
    Validity
    360 months
    Maximum amount of loan
    160 mln ₮
  • Golomt Bank mortgage loan

    To purchase apartment or upgrade current apartment

    Annual interest
     16.8%-21.6%
    Validity
    240 months
    Maximum amount of loan
    up to 80%
  • Housing loan

    Individuals and Organizations buying commercial space

    Annual interest
    16.8%-21.6%
    Validity
    240 months
    Maximum amount of loan
    500 mln ₮
  • House construction loan

    Make your dream home a reality with a good loan.

    Annual interest
    15.00%-18.60%
    Validity
    180 months
    Maximum amount of loan
    100%
  • Luxury Loan

    Luxury apartment with favorable terms.

    Annual interest
    16.8%-21.6%
    Validity
    240 months
    Maximum amount of loan
    Up to 100%
  • Private home loan

    Private home loan with favorable terms.

    Annual interest
    20.40%
    Validity
    120 months
    Maximum amount of loan
    30 mln ₮
  • Sustainable water supply loan

    Loan products to finance investments and working capital to protect water resources, use water efficiently, reduce water losses, and increase wastewater reuse

    Annual interest
    16.20% - 19.80%
    Validity
    Up to 36 months
    Maximum amount of loan
    Million 500MNT
  • Interest Split Sustainable & Green Business Loan

    A green loan is a form of financing that enables borrowers to use the proceeds to exclusively fund projects that make a substantial contribution to an environmental objective.

    Annual interest
    15.60% - 19.20%
  • Agreement secured loan – Erdenet mining SOE

    Designed for businesses that work with Erdenet Mining Corporation SOE. Eligible businesses may obtain financing by pledging future receivables under their contracts for goods, works, or services.

    Annual interest
    16.80% – 21.60%
  • Urgent loan

    A real estate collateral loan product that quickly solves unexpected financing needs.

    Annual interest
    21.6% -24.00%
    Validity
    Up to 24 months
  • Working capital loan

    This loan is designed to finance working capital requirements of small and medium businesses for purchasing inventory, increasing business income, and improving the quality of product and services.

    Annual interest
    16.80% - 21.60%
  • Overdraft

    Overdraft limit is designed to cover the unexpected sudden shortage of working capital and short term financial needs of businesses

    Annual interest
    20.40%-22.80%
  • Investment loan

    These loans finance investments, fixed asset purchases, and equipment upgrades for the purpose of supporting business expansion, technological upgrades, profitability and product quality improvements.

    Annual interest
    16.80% - 21.60%
  • Loan secured with POS machine transaction income

    Entrepreneurs under the age of 35 are given the opportunity to finance short-term working capital and operations on more favorable and flexible terms.

    Annual interest
    18.0%-21.6%
  • Heavy machinery and Equipment loan

    Heavy machinery and equipment leasing loan finances purchase of mining, construction, road-construction, agriculture machinery and equipment.

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