| Card brand |
Visa |
| Type |
International |
| Validity |
2 years |
| Currency |
MNT, USD |
| Annual fee (new card – branch order) |
MNT 40,000 / USD 18 |
| Annual fee (new card – online order) |
MNT 35,000 / USD 15 |
| Annual fee (renewal) |
MNT 25,000 / USD 11 |
| Secured card (with deposit) annual fee |
MNT 20,000 / USD 8 |
| Credit limit (minimum) |
MNT 100,000 / USD 100 |
| Credit limit (maximum) |
MNT 5,000,000 / USD 2,000 |
| Cash limit rate |
50% of total credit limit |
| Daily cash withdrawal limit |
MNT 2,500,000 / USD 1,000 |
| Daily purchase limit |
MNT 5,000,000 / USD 2,000 |
| Contactless consecutive transaction limit |
MNT 500,000 / USD 150 |
| Minimum payment rate |
10% |
| Monthly statement day |
1st (transactions made on the 1st are included in the previous month’s statement) |
| Monthly payment due day |
15th |
| Retail interest‑free period |
Up to 45 days |
| Excess credit limit rate |
5% |
| Period until card block in case of non‑payment |
After 1 month |
| Supplementary cards |
Up to 4 cards |
| Supplementary card fee |
MNT 20,000 / USD 9 |
| Supplementary card credit limit |
Up to 80% of main card limit |
| Retail interest charge (per year) |
24% |
| Cash interest charge (per year) |
36% |
| Balance enquiry – Golomt Bank ATM |
Free |
| Balance enquiry – Other domestic bank ATM |
MNT 100 |
| Balance enquiry – Foreign bank ATM |
MNT 500 / USD 0.5 |
| Cash withdrawal – Golomt Bank branch |
MNT 200 / 0.3% |
| Cash withdrawal – Golomt Bank ATM / CDM |
MNT 100 / 0.3% |
| Transfer via Internet banking |
MNT 200 |
| Cash withdrawal – Partner bank ATM (TDB, State Bank, Capitron Bank, Bogd Bank) |
MNT 100 / 0.3% + MNT 100 |
| Cash withdrawal – Other domestic bank ATM |
MNT 600 / 0.3% + MNT 500 |
| Cash withdrawal – Foreign bank ATM |
1.5% (minimum MNT 3,000 / USD 3) |
| Excess credit usage service fee |
MNT 10,000 / USD 5 |
| Monthly late payment penalty interest |
1% |
| Urgent card issuance fee |
MNT 10,000 |
| Card replacement |
MNT 15,000 |
| PIN code issuance |
MNT 1,000 |
| Urgent PIN code issuance |
MNT 2,000 |
| Choosing the card number |
MNT 50,000 |
| Event service (income & expense notifications) |
Free |