The Platinum Card
A Visa brand VIP card with a design made of 18 grams of metal, representing your financial reputation and authority, and featuring high credit limits.
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| Card brand | Visa |
| Type | International |
| Validity | 2 years |
| Currency | MNT, USD |
| Annual fee (new card – branch order) | MNT 600,000 / USD 300 |
| Annual fee (new card – online order) | MNT 500,000 / USD 250 |
| Annual fee (renewal) | MNT 350,000 / USD 180 |
| Secured card (with deposit) annual fee | MNT 300,000 / USD 150 |
| Credit limit (minimum) | MNT 10,000,000 / USD 10,000 |
| Credit limit (maximum) | MNT 100,000,000 / USD 100,000 |
| Cash limit rate | 50% of total credit limit |
| Daily cash withdrawal limit | MNT 50,000,000 / USD 50,000 |
| Daily purchase limit | MNT 101,000,000 / USD 101,000 |
| Contactless consecutive transaction limit | MNT 500,000 / USD 150 |
| Minimum payment rate | 10% |
| Monthly statement day | 4th (transactions from 1st–4th are included in previous month) |
| Monthly payment due day | 25th |
| Retail interest‑free period | Up to 55 days |
| Excess credit limit rate | 5% |
| Period until card block in case of non‑payment | After 3 months |
| Supplementary cards | Up to 4 cards |
| Supplementary card fee | MNT 300,000 / USD 150 |
| Supplementary card credit limit | Up to 80% of main card limit |
| Retail interest charge (per year) | 24% |
| Cash interest charge (per year) | 36% |
| Balance enquiry – Golomt Bank ATM | Free |
| Balance enquiry – Other domestic bank ATM | MNT 100 |
| Balance enquiry – Foreign bank ATM | MNT 500 / USD 0.5 |
| Cash withdrawal – Golomt Bank branch | MNT 200 / 0.3% |
| Cash withdrawal – Golomt Bank ATM / CDM | MNT 100 / 0.3% |
| Transfer via Internet banking | MNT 200 |
| Cash withdrawal – Partner bank ATM (TDB, State Bank, Capitron Bank) | MNT 100 / 0.3% + MNT 100 |
| Cash withdrawal – Other domestic bank ATM | MNT 600 / 0.3% + MNT 500 |
| Cash withdrawal – Foreign bank ATM | 1.5% (minimum MNT 3,000 / USD 3) |
| Monthly excess limit charge | MNT 10,000 / USD 5 |
| Monthly late payment penalty interest | 1% |
| Urgent card issuance fee | Free |
| Card replacement | MNT 150,000 |
| PIN code issuance | Free |
| Urgent PIN code issuance | Free |
| Choosing the card number | MNT 50,000 |
| Event service (income & expense notifications) | Free |
| Accidental insurance | Maximum compensation MNT 10,000,000 |
| Travel insurance | Maximum compensation USD 50,000 |
| Priority Pass (digital) | VIP lounge access in 1,700+ airports across 120+ countries |
| Priority Pass lounge fee | USD 35 |
| Priority Pass lounge information | For participating lounge locations, access conditions, and other detailed information, please visit Airport Lounge Access Worldwide | Priority Pass and review the individual lounge terms and conditions. Details of the cashback program available at the Link Business Lounge in the new international airport can be found via the provided link.( Loyalty Platform | Golomt Bank |
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