Virtual Credit card

Virtual Credit card

We offer you the American Express Virtual Credit Card, which will completely solve your daily financial needs.
Time
2 years
Currency
MNT
High security and privacy.
No risk of loss, damage or theft
Sudden financial needs will be solved simply
You don't need to go to the bank branch to apply, just order online for free.
Withdraw cash from your virtual credit card.
International and local transactions available
  • Brand American Express
    Type International
    Validity 2 years
    Currency MNT
    Annual Fee 0 MNT
    Credit limit /minimum/ 100,000 MNT
    Credit limit /maximum/ 500,000 MNT
    Cash limit rate 80%
    You can withdraw cash to the current account linked to the SocialPay application
    Daily purchase limit 500,000 MNT
    Monthly statement day 1st
    Monthly payment due day 15th
    Minimum payment rate 10%
    Retail interest free period /max/ up to 45 days
    Retail interest charge /monthly/ 2.0% /starting from the payment due day/
    Cash interest charge /monthly/ 3.5% /starting from the cash withdrawal day/
    Credit limit exceeding rate 0% /credit limit cannot be exceeded/
    Monthly late payment charge 1%
    “Event” message service Free
    Period until card block in case of non-payment 1 month
    Card re-issuance 0 MNT
    • If you have an access to internet banking, you can use it directly by press “Login” section of the SocialPay application.
    • If you use the SocialPay application, you can activate a Virtual Debit card by selecting the card brand that suits your needs from the wallet section.
    • If you don’t have access to an Internet banking or don’t have Golomt Bank account yet, you can create new account on SocialPay application online by pressing “Register” section of the SocialPay application.

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    Your loan calculation

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    Salary amount (45%)


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    Calculate your savings

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