| Card brand | American Express Gold Card | ||
| Type | International | ||
| Validity | 2 years | ||
| Currency | MNT, USD | ||
| Annual fee (new card – branch order) | MNT 600,000 | ||
| Annual fee (new card – online order) | MNT 500,000 | ||
| Annual fee (renewal) | MNT 350,000 | ||
| Secured card (with deposit) annual fee | MNT 300,000 | ||
| Credit limit (minimum) | MNT 5,000,000 / USD 1,000 | ||
| Credit limit (maximum) | MNT 100,000,000 / USD 100,000 | ||
| Cash limit rate | 50% of total credit limit | ||
| Daily cash withdrawal limit | MNT 50,000,000 / USD 50,000 | ||
| Daily purchase limit | MNT 101,000,000 / USD 101,000 | ||
| Contactless consecutive transaction limit | MNT 500,000 / USD 150 | ||
| Minimum payment rate | 10% | ||
| Monthly statement day | 3rd (transactions from 1st–3rd are included in previous month) | ||
| Monthly payment due day | 22nd | ||
| Retail interest‑free period | Up to 50 days | ||
| Excess credit limit rate | 5% | ||
| Period until card block in case of non‑payment | After 2 months | ||
| Retail interest charge (per year) | 24% | ||
| Cash interest charge (per year) | 36% | ||
| Balance enquiry – Golomt Bank ATM | Free | ||
| Balance enquiry – Other domestic bank ATM | Not available | ||
| Balance enquiry – Foreign bank ATM | USD 0.5 | ||
| Cash withdrawal – Golomt Bank branch | MNT 200 / 0.3% | ||
| Cash withdrawal – Golomt Bank ATM / CDM | MNT 100 / 0.3% | ||
| Transfer via Internet banking | MNT 200 | ||
| Cash withdrawal – Partner bank ATM | Not available | ||
| Cash withdrawal – Other domestic bank ATM | Not available | ||
| Cash withdrawal – Foreign bank ATM | 1.5% (minimum USD 3) | ||
| Monthly excess limit charge | MNT 10,000 / USD 5 | ||
| Monthly late payment penalty interest | 1% | ||
| Urgent card issuance fee | MNT 10,000 | ||
| Card replacement | MNT 35,000 | ||
| PIN code issuance | MNT 1,000 | ||
| Urgent PIN code issuance | MNT 2,000 | ||
| Choosing the card number | MNT 50,000 | ||
| Event service (income & expense notifications) | Free | ||
| Travel insurance | Maximum compensation USD 50,000 | ||
| Priority Pass | Cardholder + 1 guest: Free | ||
| Priority Pass – additional guests | USD 32–34 (price varies by lounge category) | ||
| Priority Pass description | Access to VIP lounges in over 1,700 airports across 120+ countries worldwide, regardless of airline or travel class | ||
| Priority Pass lounge information | For participating lounge locations, access conditions, and other detailed information, please visit Airport Lounge Access Worldwide | Priority Pass and review the individual lounge terms and conditions. Details of the cashback program available at the Link Business Lounge in the new international airport can be found via the provided link.( Loyalty Platform | Golomt Bank) |
American Express International Discounts
As an American Express cardholder you can enjoy up to 20% in rewards online and in-person at our international discount service that adds convenience to your lifestyle, travel and entertainment.
You will be rewarded all retail spend online and in-store, earning 1 point for every 2000 MNT or 1 USD spent. You can exchange your points for the certificate
Click HERE to see MY REWARDS- GIFT CERTIFICATE DISCOUNT NETWORK
Checking your points:
Check how much points you’ve accumulated and which merchants accept rewards certificates by visiting the nearest Golomt bank branch or contacting 24/7 Call center at +976 1800-1646 or visiting your internet bank www.egolomt.mn.
Priority pass card gives you to access over 1000 airport executives lounges while you wait for your flights. VIP lounge has everything you need to relax – even when you’re working. The benefits of Priority Pass membership allow you to do that whenever you travel, regardless of which class or which airline you fly.
Visit www.prioritypass.com to find out more.
Travel safe and secure with American Express® card. All travel related insurances are covered by the American Express card during the cardholders visit across foreign countries. Maximum reimbursement available: USD 50,000
Travel insurance covers the following:
Emergency hotline /24 hour/: +976 7575 2000 /Mandal General Insurance Co ltd/
*Notice: The American express card can be read at all POS/ATM devices internationally that accept the American express network and domestically only at Golomt bank’s POS/ATM devices.
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