UnionPay Virtual Credit Card
We offer you a card which can be used for online payments and purchases in stores using the SocialPay application, as well as withdrawing cash from ATMs without the need of physical card.
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Brand UnionPay Type International Validity 2 years Currency MNT Annual fee 100,000MNT Credit limit /minimum/ 100,000MNT Credit limit /maximum/ Online – 5,000,000MNT, Branch – 10,000,000MNT Cash limit rate 50% /You can withdraw cash to the current account linked to the SocialPay application/ Daily purchase limit 5,000,000MNT Monthly statement day 1st Monthly payment due day 15th Minimum payment rate 10% Retail interest free period /max/ up to 45 days Retail interest charge /monthly/ 2.0% /starting from the payment due day/ Cash interest charge /monthly/ 3% /starting from the cash withdrawal day/ Credit limit exceeding rate 0% /credit limit cannot be exceeded/ Monthly late payment charge 1% “Event” message service Free Period until card block in case of non-payment 1 month Card re-issuance 0 MNT Digital Priority Pass Free 6 times a year - If you have an access to internet banking, you can use it directly by press “Login” section of the SocialPay application.
- If you use the SocialPay application, you can activate a Virtual Debit card by selecting the card brand that suits your needs from the wallet section.
- If you don’t have access to an Internet banking or don’t have Golomt Bank account yet, you can create new account on SocialPay application online by pressing “Register” section of the SocialPay application.
- How to make a payment with a virtual card?
You can connect your Virtual Card to make transactions on the SocialPay application.
When making an online transaction, the details of the Virtual Card (full card number, expiry date, CVV code) can be used for the transaction.
- What should you do in case of card information is lost?
Block your Virtual Card on the SocialPay app and re issue without fee which will prevents the risk of unauthorized transactions using your card information.
- How to see virtual card details?
You can view the required card details for online transactions by selecting and clicking Virtual Card in the wallet section of the SocialPay app.
- How to order a virtual card?
You can activate the Virtual Card through Golomt Bank's SocialPay application.
- How to make a payment with a virtual card?
