UnionPay Virtual Credit Card

UnionPay Virtual Credit Card

We offer you the UnionPay Virtual Credit Card, which will completely solve your daily financial needs.
Time
2 years
Currency
MNT
High security and privacy.
Sudden financial needs will be solved simply
Withdraw cash from your virtual credit card.
No risk of loss, damage or theft
International and local transactions available
Access discounts and rewards from both international and domestic organizations
Permanent cashback of 1-5% on every transaction made in China.
Includes Priority Pass (free 6 times a year) for access to international airport lounges
  • Brand UnionPay
    Type International
    Validity 2 years
    Currency MNT
    Annual fee 100,000MNT
    Credit limit /minimum/ 100,000MNT
    Credit limit /maximum/ Online – 5,000,000MNT, Branch – 10,000,000MNT
    Cash limit rate 50% /You can withdraw cash to the current account linked to the SocialPay application/
    Daily purchase limit 5,000,000MNT
    Monthly statement day 1st
    Monthly payment due day 15th
    Minimum payment rate 10%
    Retail interest free period /max/ up to 45 days
    Retail interest charge /monthly/  2.0% /starting from the payment due day/
    Cash interest charge /monthly/ 3% /starting from the cash withdrawal day/
    Credit limit exceeding rate 0% /credit limit cannot be exceeded/
    Monthly late payment charge 1%
    “Event” message service Free
    Period until card block in case of non-payment 1 month
    Card re-issuance 0 MNT
    Digital Priority Pass Free 6 times a year
    • If you have an access to internet banking, you can use it directly by press “Login” section of the SocialPay application.
    • If you use the SocialPay application, you can activate a Virtual Debit card by selecting the card brand that suits your needs from the wallet section.
    • If you don’t have access to an Internet banking or don’t have Golomt Bank account yet, you can create new account on SocialPay application online by pressing “Register” section of the SocialPay application.

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