“Golden key” children’s term deposit
“Golden key” children’s term deposit gives you the opportunity to make smart investment in your child and secure their future, though highly interest beneficial deposit
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Interest
Currency MNT USD Minimum balance requirement 20,000 MNT 20 USD Interest rate /annual/ 8.90% 1.90% Annual donation rate /deduct from the calculated amount/ 1.00% 1.00% Penalty rate* Saved for 0-6 months 2.40% 0.20% Saved for more than 7 months 0.50% * Depending on saved duration, fixed penalty rates are payable on pre-mature withdrawals or account closing.
Fees and commissions
To open an account No fee Savings book fee Free of charge Savings book fee if the old one is full Free of charge Savings book fee if the customer has lost the savings book 3,000 MNT /equivalent currency/ To close an account 3,000 MNT /equivalent currency/ Cash income Free of charge Non-cash income /fee will be transferred back if the non-cash deposit is withdrawn by non-cash/
- MNT – Free of charge
- USD – 0.25% /Up to 200,000/
- USD – 0.20%/More than 200,000/
- Other currency – See other currency
Cash withdrawal Golomtbank Branch – 200 MNT /equivalent currency/ Non-cash withdrawal Internet banking: - 100 MNT /equivalent currency/
Interbank:
- 0-3,000,000 MNT – 300 MNT
- Over 3,000,001 MNT , Foreign currency regardless of the amount – 400 MNT
- Birth Certificate of the child AND ID of the child’s legal guardian
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