Golomt Bank mortgage loan

Golomt Bank mortgage loan

Та эргэн төлөлтийн уян хатан нөхцөлтэйгөөр орон сууц худалдан авах болон нөхцлөө сайжруулахад зориулсан бүтээгдэхүүн
Duration
240 months
Max Limit
up to 80%
  • Down payment* 20%
    Annuel interest rate MNT 14.40% – 15.60%

    USD 15.60% – 16.80%

    Effective percentage rate (yearly) MNT 14.62% – 15.83%

    USD 15.84% – 17.05%

    Loan term Up to 20 year
    Loan disbursement fee 1% of total loan amount
    Application fee 10,000 MNT
    Insurance Collateral insurance and life insurance are required
    Prepayment penalty None

    *If additional immovable property is pledged down payment amount can be decreased down to 0%

    • Consistent income to successfully complete the payment of your mortgage loan;
    • Actual need or demand to buy a new house or apartment;
    • Capacity to finance at least 20 per cent of the total price of the house or apartment;
    • At least 1 year of consistent work OR at least 2 successful business operations /Main applicant/;
    • At least 1 year of consistent work OR at least 2 successful business operations /Co applicant/;
    • Notarized ID copy of the applicant;
    • Marriage certificate, if applicable;
    • Residential;
    • Employee reference letter;
    • Social Insurance book;
    • Copy of employment contract;
    • Business owners to submit documents related to their business operations;
    • Documents showing an applicant’s capacity to pay off stated down payment;
    • For newly built apartments, receipt of down payment transaction AND reservation contract of the apartment;
    • For previously used apartments, Certificate of ownership, apartment purchase agreement and reference letter;
    • State Registry Office References on whether any family member has ownership right immovable property;
    • Other.

    Both main applicant and co-applicant should complete the same documents.

    Application

Орон сууцны зээл зөвлөмж

  • 1000000
    12000000
    2000000000
    1
    20.8
    30
    1
    12
    360

    Your loan calculation

    Monthly payment

    Salary amount (45%)


    Down payment

    Loan amount

    Loan interest rate /per year/

  • 10000
    25000000
    2000000000
    10000
    100000
    5000000
    1
    15
    30
    1
    24
    30

    Calculate your savings

    The money you saved

    Total interest

    Total

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