The Gold Card

The Gold Card

The only MasterCard credit card in Mongolia. Flexible credit limits allow for large purchases along with other benefits. Accepted worldwide. Available in USD or MNT.
Time
2 years
Currency
MNT, USD
Apply now
Installment payment option available
Interest free period 50 days on retail transaction
Can select the last 8 digits of the card (if available, has extra charges)
Free accident insurance
Available for use domestically and overseas
Free card wallet
  • Type International
    Currency MNT USD
    Card validity 2 year 2 year
    Annual fee 49,900 MNT USD 49
    Daily cash withdrawal limit 10,000,000 MNT USD 10,000
    Credit limit (minimum) 2,000,000 MNT USD 2,000
    Credit limit (maximum) 15,000,000 MNT USD 15,000
    Cash limit 50%
    Cash withdrawal fee Inside Mongolia at Golomt bank’s branch 200 MNT 0.3%
    at Golomt bank’s ATM, CDM 100 MNT 0.3%
    at Other bank’s ATM 600 MNT 0.3% + 500 MNT
    Outside Mongolia 1.50% /minimum 3,000 MNT/ 1.50% /minimum USD 3/
    Balance enquiry at Golomt bank’s ATM, CDM Free Free
    at Other bank’s ATM 100 MNT 100 MNT
    at ATMs outside Mongolia 500 MNT USD 0,5
    Retail interest rate 2%
    Cash advance interest 3.5%
    Cash advance interest 20%
    Payment due day /monthly/ 20th
    Maximum over-the-limit amount 5%
    Over-the-limit charge 2%
    Late payment charge 1%
    Additional fee /emergency card order/ 10,000 MNT
    Card replacement fee 15,000 MNT USD 5
    PIN re-issue fee 1,000 MNT
    Additional fee /emergency PIN code order/ 2,000 MNT
    Benefit Accident insurance

    /coverage up to MNT 2 million/

    Free
    Event service notifications via SMS Free
    Installment loan Free
    CHOOSING THE CARD NUMBER 50,000 MNT

     

    * The credit limit is allowed to be exceeded by 10%, in which a 2% over-limit fee will be charged.

    ** Overdue fee won’t be charged to the card if you repay at least 10% of the amount payable by the due date.

    *** Your credit card statement will be issued on the 3th of each month, and the payment due date is on the 20th of that month. If at least 20% of payment is not received by the due date, you will incur a 1% overdue fee.

  • For new customers with salaried income

    • Customers who receive salary from other banks must provide past 1 year’s salary account statement /for customers with job experience less than 12 months on their current work must provide statement no less than 6 months/
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement
    • Customers with co-lender must provide co-lender’s Salary Verification Letter

     

    For business owner new customers

    • Account statement for past 1 (one) year
    • Corporate charter, certificate, special license
    • Related agreements such as Rental agreement, Immovable Property Certificate and other related documents
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement

     

    For card re-issuing customers

    • ID card
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    8%
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    Your loan calculation

    Monthly payment

    Salary amount (45%)


    Down payment

    Loan amount

    Loan interest rate /per year/

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    15
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    Calculate your savings

    The money you saved

    Total interest

    Total

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