The American Express Gold Card

The American Express Gold Card

The American Express® Gold Card from Golomt bank is the only dual currency credit card. This new card combines special benefits for card members along with the unique privileges offered by the most recognizable card worldwide.
2 years
Apply now
MNT/USD dual currency
Higher Credit limit
Travel Insurance
Free Access to airport VIP lounge with “Priority Pass” membership
You can exchange your points for the voucher
Earning 1 point for every 2,000 MNT or 1 USD spent at stores (including ecommerce)
  • Brand American Express
    Type International
    Validity 2 years
    Currency ₮, $ dual
    Annual fee 350,000₮
    Credit limit /minimum/ 5,000,000₮
    Credit limit /maximum/ 100,000,000₮
    Cash limit rate 50%
    Daily cash withdrawal limit 5,000,000₮ $5,000
    Daily purchase limit 50,000,000₮ $100,000
    Balance enquiry at Golomt bank’s ATM Free
    at Foreign bank’s ATM $0.5
    Cash withdrawal at Golomt bank’s ATM 100₮
    at Golomt bank’s branch 200₮ ​0.3%
    at Foreign bank’s ATM 1.5% /minimum $3/
    Transfer at Foreign bank’s transfer 1.5% /minimum $3/
    Monthly statement day 3rd
    Monthly payment due day 22nd
    Minimum payment rate 10%
    Retail interest free period Up to 50 days
    Retail interest charge 2.0% /from payment due day/
    Cash interest charge 3.5% /from cash withdrawal day/
    Excess limit rate 5%
    Monthly excess limit charge 10,000₮ $5
    Monthly late payment charge 1%
    Event service notifications via SMS Free
    Partial Payment Service /pay equal amounts monthly including interest/ Free
    Period until card block in case of non-payment after 1 month
    Card replacement 10,000₮
    Instant card replacement fee 10,000₮
    Re-issue pin code From Golomt bank’s branch 1,000₮
    Instant re-issue pin code fee 2,000₮
    From Internet bank and smart bank Free
    Choosing the card number 50,000₮
    Maximum amount of accident insurance compensation $50,000
    Priority Pass​ Cardholder + 1 Guest Free
    Other guests $32
  • For new customers with salaried income

    • Customers who receive salary from other banks must provide past 1 year’s salary account statement /for customers with job experience less than 12 months on their current work must provide statement no less than 6 months/
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement
    • Customers with co-lender must provide co-lender’s Salary Verification Letter.

    For business owner new customers

    • Account statement for past 1 (one) year
    • Corporate charter, certificate, special license.
    • Related agreements such as Rental agreement, Immovable Property Certificate and other related documents
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement

    For card re-issuing customers

    • ID card
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    American Express Rewards Network

    • SELECTS: With the American Express® card, you will enjoy exclusive services and discounts up to 40% at premium locations in Mongolia including luxury hotels, stores, lounges and restaurants. Moreover, American Express® cardholders are also eligible for specialty services and unique advantages from travel services, restaurants, hotels and luxury shops from the international arena. The Selects scheme includes over 10000 offers in more than 75 countries worldwide. Simply visit
    • LIVE THE WORLD: The scheme includes over 600 offers in Asian 15 countries offering discounts up to 50% as well as online shopping offers to Amex Cardholders. Click HERE for more information.
    • TASTE: Taste from American Express Invites brings you local favorites from all over the world – specially chosen by dining experts. Each restaurant offers Cardmembers something extra on the house: either a discount, complimentary wine or appetizer. Click HERE to visit the website.
    • PREFERRED GOLF: With Gold American Express card you’ll enjoy complimentary membership to the elite Preferred Golf programme which boasts  over 60  world-renowned golf resorts. This Preferred Golf membership entitles you to a range of privileges  at participating properties: A complimentary round of golf with every consecutive two-night stay at  over 60 world-class golf resorts. Simple visit HERE for more information.

    My Rewards

    You will be rewarded all retail spend online and in-store, earning 1 point for every 2000 MNT or 1 USD spent. You can exchange your points for the certificate


    • 5000 points – 50’000 MNT
    • 9000 points – 100’000 MNT
    • 17000 points – 200’000 MNT
    • 25000 points – 300’000 MNT

    Checking your points:

    Check how much points you’ve accumulated and which merchants accept rewards certificates by visiting the nearest Golomt bank branch or contacting 24/7 Call center at +976 1800-1646 or visiting your internet bank

    Priority pass

    Priority pass card gives you to access over 1000 airport executives lounges while you wait for your flights. VIP lounge has everything you need to relax – even when you’re working. The benefits of Priority Pass membership allow you to do that whenever you travel, regardless of which class or which airline you fly.

    Visit to find out more.

    Travel Insurance

    Travel safe and secure with American Express® card. All travel related insurances are covered by the American Express card during the cardholders visit across foreign countries. Maximum reimbursement available: USD 50,000

    Travel insurance covers the following:

    • Travel health insurance covering treatment costs caused by accidents during your travels outside your home country
    • Baggage delay insurance
    •  Missed flight cover

    Emergency hotline /24 hour/:  +976 7575 2000 /Mandal General Insurance Co ltd/

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