The Gold Card

The Gold Card

• Compatible with Apple Pay. • Designed to define your success. • Enjoy international discounts and rewards, including Mastercard Travel Rewards, Priceless, and Specials Priceless. • Usable in any country worldwide. • High credit limits.
Хугацаа
1 years
Валют
MNT, USD
Apply now
High daily transaction limit
Accidental insurance coverage included
Card wallet included
Ability to customize contactless (NFC) transaction limits
Can be linked to Apple Pay and Google Pay
Enjoy discounts and promotions from both international and domestic partner organizations
MTP (Mastercard Travel Pass) – Access international airport VIP lounges by paying the service fee
  • Brand MasterCard
    Type International
    Validity 2 years
    Currency MNT, USD
    Annual fee (new card – branch order) MNT 120,000 / USD 60
    Annual fee (new card – online order) MNT 100,000 / USD 50
    Annual fee (renewal) MNT 75,000 / USD 36
    Secured card (with deposit) annual fee MNT 60,000 / USD 30
    Credit limit (minimum) MNT 400,000 / USD 400
    Credit limit (maximum) MNT 15,000,000 / USD 15,000
    Cash limit rate 50% of total credit limit
    Daily cash withdrawal limit MNT 8,000,000 / USD 8,000
    Daily purchase limit MNT 16,000,000 / USD 16,000
    Contactless consecutive transaction limit MNT 500,000 / USD 150
    Minimum payment rate 10%
    Monthly statement day 3rd (transactions from 1st–3rd are included in previous month)
    Monthly payment due day 22nd
    Retail interest‑free period Up to 50 days
    Excess credit limit rate 5%
    Period until card block in case of non‑payment After 1 month
    Supplementary cards Up to 4 cards
    Supplementary card fee MNT 60,000 / USD 30
    Supplementary card credit limit Up to 80% of main card limit
    Retail interest charge (per year) 24%
    Cash interest charge (per year) 36%
    Balance enquiry – Golomt Bank ATM Free
    Balance enquiry – Other domestic bank ATM MNT 100
    Balance enquiry – Foreign bank ATM USD 0.5
    Cash withdrawal – Golomt Bank branch MNT 200 / 0.3%
    Cash withdrawal – Golomt Bank ATM / CDM MNT 100 / 0.3%
    Transfer via Internet banking MNT 200
    Cash withdrawal – Partner bank ATM (TDB, State Bank, Capitron Bank, Bogd Bank) MNT 100 / 0.3% + MNT 100
    Cash withdrawal – Other domestic bank ATM MNT 600 / 0.3% + MNT 500
    Cash withdrawal – Foreign bank ATM 1.5% (minimum USD 3)
    Monthly excess limit charge MNT 10,000 / USD 5
    Monthly late payment penalty interest 1%
    Urgent card issuance fee MNT 10,000
    Card replacement MNT 25,000 / USD 10
    PIN code issuance (branch) MNT 1,000
    Urgent PIN code issuance MNT 2,000
    Choosing the card number MNT 50,000
    Event service (income & expense notifications) Free
    Accidental insurance Free (bank pays the premium); maximum compensation MNT 2,000,000
    Card wallet Included
    Mastercard Travel Pass Access to VIP airport lounges and Fast Track services via MTP app; lounge fee USD 32 (link: Mastercard Travel Pass )
    Contactless limit adjustment Contactless consecutive transaction limit can be adjusted remotely up to MNT 1,500,000
    General terms and conditions General terms and conditions applicable to products and services apply
  • For new customers with salaried income

    • Customers who receive salary from other banks must provide past 1 year’s salary account statement /for customers with job experience less than 12 months on their current work must provide statement no less than 6 months/
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement
    • Customers with co-lender must provide co-lender’s Salary Verification Letter

    For business owner new customers

    • Account statement for past 1 (one) year
    • Corporate charter, certificate, special license
    • Related agreements such as Rental agreement, Immovable Property Certificate and other related documents
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement

    For card re-issuing customers

    • ID card
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