The Steel Card

The Steel Card

The first UnionPay credit card in Mongolia. Gain access to the exclusive Union Pay International discount network across the globe. Accepted worldwide. Available in CNY or MNT.
Time
2 years
Currency
MNT, CNY
Apply now
Unique card Design
International credit card with Grace period of 45 days
Other banks customer also can apply for this card
Flexible repayment terms
Card transactions and cash withdrawals both domestically and abroad
Discount network
  • Brand

    UNIONPAY

    Currency MNT CNY
    Type Both local and International
    Annual fee 35,000 MNT 100 CNY
    Validity period 2 years
    Daily cash withdrawal limit 7,500,000 MNT 22,500 CNY
    Daily cash withdrawal limit (percentage) 50%
    Credit limit /minimum/ 100,000 MNT 1,000 CNY
    Credit limit /maximum/ 10,000,000 MNT 30000 CNY
    Maximum over-the-limit amount 5%
    Minimum payment 10%
    Payment due day 15th
    Interest free period 45 days
    Statement day /monthly/ 1st
    Retail interest rate 2%
    Cash advance interest 3.5%
    Balance inquiry fee at Golomt bank’s ATM, CDM Free
    at Other bank’s ATM 100 MNT 0.3%
    at Foreign Bank 500 MNT 1.5%
    Cash withdrawal fee at Golomt bank’s ATM, CDM 100 MNT 0.3%
    at Other bank’s ATM 100 MNT + 500 MNT 0.3%
    at Foreign Bank 1.5% 1.5%
    3,000 MNT 2 CNY
    Late payment charge 1%
    Excess limit charge 2%
    Additional fee /card replacement/ 10,000 MNT 25 CNY
    Additional fee /emergency card order/ 10,000 MNT
    PIN re-issue fee Free
    Additional fee /emergency PIN code order/ 2,000 MNT
    Event service notifications via SMS Free
  • For new customers with salaried income

    • Customers who receive salary from other banks must provide past 1 year’s salary account statement /for customers with job experience less than 12 months on their current work must provide statement no less than 6 months/
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement
    • Customers with co-lender must provide co-lender’s Salary Verification Letter

    For business owner new customers

    • Account statement for past 1 (one) year
    • Corporate charter, certificate, special license
    • Related agreements such as Rental agreement, Immovable Property Certificate and other related documents
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement

     

    For card re-issuing customers

    • ID card
  • 5%
    10%
    10%
    8%
    10%
  • 1000000
    12000000
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    1
    20.8
    30
    1
    12
    360

    Your loan calculation

    Monthly payment

    Salary amount (45%)


    Down payment

    Loan amount

    Loan interest rate /per year/

  • 10000
    25000000
    2000000000
    10000
    100000
    5000000
    1
    15
    30
    1
    24
    30

    Calculate your savings

    The money you saved

    Total interest

    Total

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